Currency.com Review: Tokenized Assets Trading For Everyone

Currency.com is a tokenized assets trading platform that claims to be the first of its kind. It unlocks different financial instruments by tokenizing them and enabling trading in a regulated financial market.

In this article, we provide a detailed explanation of Currency.com. Among the things we cover includes:

  • Accessible Markets
  • Platform Features
  • Security and KYC
  • Regulation

An Overview Of The Platform

Currency.com offers traders the opportunity to trade more than 1,300 tokens alongside cryptocurrencies like Bitcoin, Ethereum, Litecoin, and XRP. Other available assets include tokenized indices, commodities, and government bonds. 

It is because the platform offers such a robust suite of tradable instruments in a tokenized fashion that it calls itself the world’s first regulated tokenized security exchange. 

Currency.com is tailored to suit the needs of cryptocurrency investors who want to trade the financial market directly with their crypto assets as collateral. 

The provision of trading with cryptocurrency means that traders can trade stocks, bonds, currencies, commodities, without directly exchanging their crypto for these assets and also receive profits in crypto.

Currency.com is located in Minsk, Belarus. This platform has the goal of offering its traders more than 10,000 assets shortly and, according to its website, boasts a large workforce with over one hundred employees.

At the time of writing, Currency.com is headed by an amiable CEO, Ivan Gowan. The General manager is Alexander Shevchenko and the Head of project management, Victor Pergament. Currency.com uses trading infrastructure provided by Capital.com, its sister platform that is regulated by the U.K FCA and CySEC.

What are Tokenized Securities?

Only experienced traders with the knowledge of blockchain technology and the cryptocurrency industry can demystify the term word “tokenized security.” Let’s try to break it down.

Tokenized Security

The word tokenized security is obtained from two words, tokenization and securities, so to find the meaning of tokenized security, it is essential to break this word down. 

Tokenization of an asset is the process by which blockchain token is issued to digitally represent a real tradeable asset.

In one sentence, tokenized securities are digital representations of the normal securities like shares, bonds, and even real estates. 

Tokenized security is not to be confused with security tokens.

Security tokens are a digital representation of a venture system and all the related attributes of Normal security. These security tokens are native blockchain assets that use traditional income sharing models or their conditions. Their existence can’t be off the blockchain.

While on the other hand, tokenized securities are tradable assets that are linked to the blockchain technology. 

Unlike the security tokens that can’t exist outside the blockchain, tokenized securities can. It is only new trading platforms like Currency.com that leveraged blockchain to tokenize securities, thus unlocking the financial markets to broader participation.

The Features Of Currency.com

Diverse Assets

Many traders love to see a trading platform that offers them the opportunity to trade different assets. Many trading platforms are unable to offer traders these different assets, and as a result, traders can not reach their full potential.

At Currency.com, traders are overwhelmed by the many assets they can trade. Traders can access more than 1,300 tokenized instruments. These financial instruments span across assets like indices, stocks, precious metals, and different commodities. 

Flexible Deposit Methods

Depositing on the Currency.com exchange trading platform is very easy. Traders can deposit fund their accounts through different methods like:

  • Credit card {Mastercard and Visa}
  • Direct Bank Transfer
  • Cryptocurrencies

For traders who wish to deposit money into their account using a credit card, enjoy the minimum deposits of 100EUR, 100 USD, and 250 BUN. Traders who also want to deposit into their account using cryptocurrency can enjoy a minimum deposit of 0.01 BTC and 0.1 ETH. 

The variety of deposit options available means there is little to no chance of encountering difficulties when you want to fund your account.

Withdrawal Options & Fees

For many trading platforms, depositing is the easiest part, but withdrawal is hard. Currency.com does better; traders can deposit with ease and withdraw with the same ease. Withdrawal can also be made through the same process as deposits.

The withdrawal fees are also competitive, for example, to withdraw $24,000, the withdrawal fee is just $100 if the trader decides to cash out using a credit or debit card, and $50 using direct bank transfer.

With cryptocurrencies, every withdrawal cost 0.0005 BTC. The withdrawal cost of just 0.0005 BTC is very competitive and 40% lesser than the industry average of 0.000812.

Security & KYC

It is heartbreaking to see traders lose their funds due to trading or personal information as a result of trading on a trading platform that is not secure. Who is to be blamed? That question remains unanswered as some blame traders and some the trading platform.

Traders can be assured of the security of their personal information as Currency.com utilizes strict security standards. The trading platform servers are stored in the LD4 data center. On the other hand, the employees of Currency.com employ standard military encryption to keep and protect clients’ information. Besides, each communication is encrypted using HTTPs.

Still, in the bid to protect its customers’ personal information, Currency.com strictly adheres to Know Your Customer (KYC) and the Anti-money Laundering  (AML) laws.

Aside from traders’ personal information, their funds are also secure. 

In the event of any hacking, Currency.com protects its users by storing 97% of its users’ funds in a cold wallet to prevent hackers from carting away with substantial amounts. Besides, Currency.com stores customers’ funds on a different account, to protect their funds in case of bankruptcy.

Besides enforcing high-security standards, Currency.com provides basic security features to protect users from their end. You have to choose strong passwords and also enable two-factor authentication.

Lastly, all the tokenized markets are issued on the Ethereum blockchain. Thus, tech-savvy traders can withdraw and store their assets in a non-custodial Ethereum wallet to increase security.

Margin/Leveraged Trading

Trading with margin is simply trading an asset with more capital than the funds in a trader’s account. Where does the money come from, some may wonder, a trading platform lends money to a trader to enable this form of trading.

Currency.com margin trading as one of its features, and its traders can enjoy this service. The platform offers traders this form of trading with a leverage of up to 1:500, provided they are verified and have a substantial amount as collateral.

Marginal trading is lucrative and risky at the same time, so all traders are advised not to trade with margin, but if they have to, they are to do it with a lower margin.

Trading Interface

Although many trading platforms are designed without the interest of newbies in mind, Currency.com takes the other way around by designing its platform from the ground up to suit the needs of traders of all levels.

A simple way to understand this is that although the exchange offers otherwise complex securities, the website and its features are easy to understand even for first-time visitors. 

Thanks to the Currency.com excellent user-interface, traders can access the platform and navigate through windows and elements. 

Multi-Platform Support

For most traders, the ease of trading from any device is what brings joy. The reason is not far-fetched. Few seconds can make the difference between winning and losing trade positions.

Currency.com seeks to provide its traders the best trading experience by providing its platforms in two reliable formats; web and mobile.

The Web interface is the first format and the most reliable because it can be accessed from anywhere in the world, provided there is a good internet connection. The best thing about this format is that traders can access the platform using any internet-enabled device.

The next format is mobile. The mobile is another reliable format that has been trusted by many traders in the past and will continue to be. The exciting feature is that once installed on a device, a trader can trade on the Currency.com platform from anywhere provided a mobile with the app is available.

Is the Company Regulated?

Currency.com is a trading platform that was established in the early parts of 2019. It is owned and managed by Currency Com Bel LLC. It is a Belarus-based trading company that is registered in the same country with registration number 193130368. 

Additionally, Currency.com has a branch in London and Gibraltar that is open to the general public.

A partnership with technology provider, Capital. com means that two regulators invariably oversee the trading platform. These are the U.K Financial Conduct Authority (FCA), and the Cyprus Securities and Exchange Commission (CySEC). 

Locally, Currency.com claims to abide by Belarus’ 8th decree on developing the digital economy. Currency.com also employs big-four accounting firm Ernst and Young, to inspect and audit it. 

Like most trading platforms, Currency.com adheres strictly to the Know Your Customer (KYC) and the Anti-money Laundry (AML) protocols.

Currency.com has bagged different awards. One of these awards is the one it won in 2019 for being “the Best cryptocurrency exchange CIS,” and also more commendations from different institutions. Most traders are surprised to see a trading platform as young as Currency.com win such awards.

A Demo Trading Account 

Daily, more and more people go into a trade. Some of them lost a lot of money because of their inexperience. The mistake common to all these traders is that they failed to practice well before trading. Most people blame themselves and some, the exchanges they trade on.

The reason for these losses is the use of a platform that does not allow it to trader a playground. The Demo account is like a playground where traders can hone their skills and master the trading art. 

Currency.com offers the novice a demo account so that they can hone their skills. These accounts are funded with 10BTC, and traders who are new to trading can trade with a leverage of up to 1;100. Before a trader stakes money on trade, enough skills and confidence will have been gained in the long run.

Reliable Customer Support 

Stories of traders having issues with a trading platform and contacting that platform support, but receiving no reply is not new as many traders have had this horrible experience. Currency.com is different from these trading platforms because it has customer support that works 24 hours daily and seven days a week.

Various channels can contact support; through email, direct phone calls, Facebook, Viper, Telegram, Whatsapp, and even a live chat with customer support. 

The customer support desk replied in less than three minutes when we contacted them via the LiveChat option. Given this short turnaround time, one can conclude that they are active and willing to help customers resolve their complaints.

A Robust Referral Program

What is juicier than an exchange with all the features listed above? An exchange with a win-win referral program for partners and existing customers.

With Currency.com, traders get up to a 50% bonus for referring a friend while the referral gets a 10% discount on trading commissions for the next three months. 

The only missing feature is that the platform does not issue referral payouts in Bitcoin or any other cryptocurrency. Therefore, affiliates who live in regions with banking restrictions may have a hard time withdrawing referral commissions.

Unsupported Countries

Unfortunately, Currency.com is not available to U.S traders due to OFAC sanctions. If you’re also from any of these countries, then you cannot use the platform:

  • Botswana
  • Ethiopia
  • Cambodia
  • Yemen
  • The Bahamas
  • Ghana
  • Democratic People’s Republic of Korea
  • Sri Lanka
  • Syria
  • Trinidad and Tobago
  • Tunisia
  • Iran
  • Pakistan
  • Bermuda

Final Words

Currency.com has many features that traders find attractive, especially the ability to trade the entire financial market from a single platform. In this review, we discussed these features and other pertinent information that will help traders from supported countries to decide whether or not to use the platform. 

Currency.com Review: Is The Platform Really Secure and Reliable?

Every trader in the market is often faced with the problem of finding a reliable and secured trading platform. This might seem absurd as there are thousands of online trading platforms that one can easily sign up with. However, the keywords there are “secure” and “reliable.”

For cryptocurrency traders, it is especially difficult to find an exchange that can guarantee safe access to several other markets without having to go through a series of processes that are both time-consuming and expensive. It appears to be for this purpose that Currency.com was created.

This Currency.com review will give an insight into the services that this company has to offer and why clients can be assured that their investments are safe with it. First, let us find out more about this platform. 

All You Need To Know About Currency.com 

Currency.com is an exchange company launched in the early period of 2019. The firm 

Is incorporated in Minsk Belarus, and is owned and operated by Currency.com BCL LLC. Currency.com has two offices that are located in London, and Gibraltar and there are more than a hundred professional staff who are working very hard every day with one goal in mind, and that is to achieve the objectives of the company.

The major purpose of creating Currency.com was to help in advancing the perspectives of individuals in the cryptocurrency market and to bridge the continuously widening gap between the conventional financial market and the digitized cryptocurrency market.

The Currency.com trading platform not only functions as a cryptocurrency exchange but also an avenue through which clients can trade on a variety of tokenized securities. Tokenized securities refer to traditional financial assets such as shares, bonds, and many more, which have been converted into cryptocurrencies.

Currency.com alludes to being the very first regulated tokenized securities exchange in the world. Presently, Currency.com has more than 1,300 tokenized assets that are available for clients to trade on, 10,000 tokenized assets that have been set aside to be used for future projects, and just in 2019 alone had about 37,000 mobile installs of its mobile trading app.

Additionally, clients can be able to trade on all these assets including shares, commodities, indices, cryptocurrencies, and various currency pairs using crypto without having to convert it to fiat. The ability to trade on both cryptocurrency and fiat currency at the same time makes it very fast and convenient for clients.

Notwithstanding the relatively short amount of time that the company has been in existence, it has been able to carve a niche for itself in both the crypto market and the conventional financial market as well. Currency.com also claims that it has a lot of experience that clients can bask on.

The Currency.com trading platform has an intuitive and user-friendly interface that is serving the needs of its clients. The platform has a wide variety of trading tools that are used by thousands of its clients in addition to a trade matching speed of 50 million per second.

Now, let us examine just a few of the unique features that this trading platform has to offer.

Regulation:

A lot of online trading platforms are created by scammers who wish to use that medium to defraud innocent investors so it is extremely risky to trade with one that is not regulated.

For this reason, Currency.com goes to the highest extent possible to maintain a very high level of transparency. The trading platform is strictly regulated and authorized by the Hi-Tech Park (HTP) of Belarus. 

This regulatory body contributed greatly to the development of IT projects and it is one of the world’s strictest blockchain regulatory bodies. Users of the Currency.com trading platform receive the protection and also enjoy the benefits that come as a result of being protected by this regulatory watchdog.

Security:

When making use of online trading platforms, the importance of security can never be overemphasized. Once a trader chooses an online trading platform that is not very keen on matters of security, the trader risks losing so many things.

Currency.com has put so many security measures in place to ensure the safety of clients’ funds, personal information, and digital assets.

In terms of clients’ funds, the trading platform claims that it stores every money that its clients deposit into their trading account in a bank account that is different from the operations account and that these funds can never be borrowed by the company or even lent out no matter the situation.

Currency.com assures cryptocurrency traders who are making use of its trading platform that their coins are in safe hands. Allegedly, apart from coins that are used by the exchange to maintain operational liquidity, which is stored in hot wallets, the company stores a vast majority of the coins in cold wallets that are highly secured. A limited number of coins are also stored in semi-cold wallets which are highly encrypted. Every one of these wallets is highly encrypted.

Clients’ accounts are designed in such a way that they are the only ones that have access to it. Currency.com has enabled the best two-factor authentication on every aspect of its platforms such as funding, trading, login, and every other action that is carried out using the API keys. It also makes provision for enabling a separate two-factor authentication, which is dubbed the “Master Key”, and this will grant its clients access to their accounts if they lose it.

The trading platform also ensures that it uses the best encryption in the world, which is the Pretty-Good-Privacy (PGP) and the GNU Privacy Guard (GPG), to verify and encrypt emails. This discrete system makes it impossible for clients’ accounts to be tampered with.

Additionally, Currency.com has an up-to-date Anti-money Laundering (AML) policy and Know Your Customer (KYC) compliance that is put in place to accurately verify the identity of each client and prevent cases of money laundering.

The trading platform also has thoroughly vetted staff with strict approval protocol for data processing. The activities of the company are audited by a ” Big-four” accounting firm at least once a year.

Currency.com is apparently a trading platform that goes to great lengths to ensure that its clients trade in the safest environment possible.

Tokenized Trading:

Currency.com is very popular for its tokenized assets. The company has more than 1,300 available tokenized assets that its clients can trade on. These assets are grouped into different categories, allowing traders to diversify their portfolio and trade as many assets as possible.

Let us take a look at the tokenized assets that this trading platform has to offer.

Tokenized Shares:

Currency.com allows clients to trade on the shares of many top companies all over the world including Tesla, Microsoft, Google, Twitter, and many more.

Tokenized Indices

The company allows traders to become active participants of the financial market by trading on some of the world’s top indices such as the S&P 500, FTSE 100, and more.

Tokenized Currency Pairs:

Currency.com grants its clients access to the world’s largest financial market, Forex. The company gives clients the opportunity of trading on various currency pairs including EUR/USD, GBP/USD, USD/CAD, and others.

Tokenized Government Bonds:

With Currency.com platform, clients can be able to trade on tokenized government bonds. These are debt instruments issued by the government to finance short-term and long-term spending. The tokenized government bonds available for trade on the Currency.com trading platform include the Belarus252/USD.

Tokenized Commodities:

Clients can also be able to take part in the commodities market where they can buy and sell some of the world’s leading commodities such as gold, crude oil, natural gas, cocoa, and many more.

Cryptocurrencies:

Currency.com provides clients with a wide range of cryptocurrencies that they can choose from including Bitcoin, Litecoin, Ripple, Ethereum, and many more.

The company claims that its clients can trade on all these assets without even having to convert their cryptocurrencies to fiat.

Leverage Trading:

At Currency.com, clients are allowed to trade in any market with very high leverage plans. Leveraged trading allows traders to take certain positions in the market that they would not have been able to take otherwise. 

Leveraged trading enables traders to maximize their profits even if they have little investment capital to trade with. Currency.com provides its clients with a variety of leveraged trading packages that they can choose from, depending on their risk tolerance and the market they are trading in. The leveraged trading packages include: 

  • Up to 20x leverage for tokenized stock.
  • Up to 100x leverage for tokenized indices.
  • Up to 100x leverage for tokenized commodities.
  • Up to 10x leverage for cryptocurrencies

It is very important to note that leverage trading is very risky, so clients are informed of the need to trade cautiously.

Win-Win Referral Program:

What is more exciting than making huge sums of money for just referring other people to the company. When trading on the Currency.com platform, clients do not need to rely on just the profits they make from their trades as there are other means of making money while trading the Currency.com referral program is one of them.

The company claims that its referral program is a win-win package where clients can get as much as 50 percent commission on the trading fees of everyone who uses their referral link to sign up to the Currency.com trading platform for as long as six months. Once the verification process of the person’s account is completed, they can enjoy these bonuses that will be sent to them.

Interestingly, the package is also extended to the invitees as the client will not be the only one enjoying the benefits of this referral program. The person referred to the exchange also has the opportunity of receiving up to 10 percent discount on trading commissions for about three months.

In order to benefit from this package, clients can register with Currency.com, possibly through a referral link to get their 10 percent trading discount. Afterward, they can share their referral link to their friends and family members.

User-friendly Platform :

The Currency.com cryptocurrency trading platform is very user-friendly and it has an intuitive interface that allows its clients to navigate easily, making trading easier and faster. 

Several trading tools are made available at strategic places for clients to make use of in their day-to-day trading activities. Some of these trading tools include advanced charting tools, stop loss, profit level setup, negative balance levels, and many more.

The company has made it even more convenient for its client to actively participate in the market irrespective of where they are by developing the app version of the Currency.com trading platform. This app has every feature that can be found in the desktop version of the platform such as push-notifications of price changes, built-in chat with the support center, rate chart, and a wide variety of languages that clients can choose from.

The Currency.com app is currently available for downloads on Android and iOS-enabled devices.

Conclusion:

It is a fact that Currency.com is a relatively new exchange in the market amidst the thousands of available online trading platforms. However, it has been able to prove that it is experienced enough to guide its clients in every trading decision that they need to make.

Every trader venturing into the financial market needs a trading platform that is secure, transparent and has every trading tool needed to succeed in the market. Currency.com provides traders with all these and more

Therefore, whether the client is a new trader who is trying to venture into the market but knows little to nothing about how the financial market works or experienced traders in the market looking for a trading platform that can help them gain the most out of their investments, Currency.com promises to provide its clients with the best trading experience 

Current food shortage impact and Fieldcoin’s approach

As a matter of fact, we are currently facing the soon-to-be worst pandemic of the 21st century. While our daily routines start to collide with boredom in quarantined countries, we cannot help but notice the worsening impact this crisis has on our local markets.

Consequences on food and economy in developed countries

Empty shelves, unending waiting lines and people fighting over food… Since the beginning of this crisis, such situations are spreading worldwide.

As a result, worries are starting to rise, and countries like Romania and Russia have decided to ban their grain exports. “This confirms that concerns exist about supply”, said Sergey Feofilov, director general at UkrAgroConsult in Kyiv.1

Supplies are dwindling. Therefore, remaining products’ prices are increasing.

Between March 2 and April 11, fruits and vegetables’ prices have seen up to 25% price increases in France.2 Which is impressive for an OECD member country with high agricultural production.

As of early April, wheat futures traded in Chicago (CBOT) were up 12% from mid-march1. In addition, the average U.S. market’s food prices rose 0.3%, while the cost of eating at home took 0.5%. Closure of restaurants and bars also affected wines prices, up 0.9%, and beers, up 0.8%.3

According to FAO’s Big Data, some of these values have now increased to 4.3% and higher.

FAO, “Big Data tool on food chains under the COVID-19 pandemic”
FAO, “Big Data tool on food chains under the COVID19 pandemic”

These are the direct consequences of security measures taken by governments to stop the virus’ spreading. It forced most companies to send their workers home, putting the economic activity on hold and disrupting supply chains.4

A recent study on CoVID-19’s potential impact on our economy showed that with 1% lower global economic growth, the number of poor and hungry people could increase by 2% – approximately 16.4M people*-. Those affected being day laborers, as well as service workers in catering and retail/trade sectors.5

Hunger and malnutrition worsening in developing countries

We have seen above how impactful this pandemic can be in temperate climate countries, with advanced agriculture. So rough it can get, developed countries are still able to cope with the shock. Whereas southern developing countries are seeing their people directly threatened by hunger.

Previous pandemic Ebola in West Africa had a dramatic impact on food production. In impacted countries, the restriction of movement had conducted to a lack of workers in the fields. As a result, over 40% of agricultural lands were left uncultivated, exacerbating famine.6

Yet, the situation is gradually worsening, emulating the past, as closure of open markets and restrictions to freedom of movement are affecting the delivery of food supplies. It appeared to cause food prices to surge in Gambia, Ethiopia and Kenya7 – in which country an average of 46% of household income is spent on food8 -.

As addressed above, Romania’s decision to cut off grain exports is meant to secure their food supply. But as shown below, it strongly threatens their major clients, which are a vast majority of developing countries. Let’s not forget that Sudan is consistently struck by famine. As of March 2020, 51% of

South Sudan was suffering from severe acute food insecurity.9

Bloomberg, “Food Supply Fears Are Growing as Romania Bans Grain Exports”
Bloomberg, “Food Supply Fears Are Growing as Romania Bans Grain Exports”

These may seem like disparate examples, insufficient to portray the disaster about to unfold. Unfortunately the WFP indicates that 265M people are currently at risk of starvation in low to middleincome countries, representing a 50% increase from previous estimates.10

Identifying problematics

Along rising social tensions in most of the developing world, a mass slaughter is about to happen. With little to nothing we can do in the near future. However, let me show you how we could prevent that situation from happening again.

Developing countries are currently unable to harvest quantitative yields. The rough climatic conditions they are facing added to the deficiencies in micronutrients of their soils11 does not help.

Dealing with such conditions requires technology, which a farmer from these countries cannot afford. And it’s a shame, since deficiency-resistant crops, according crop protection and irrigation methods are proven to greatly increase yields.12

Bayer, “The Future of Agriculture and Food”
Bayer, “The Future of Agriculture and Food”

Fieldcoin’s technological approach

Once Fieldcoin’s Land Trading Platform** launches, it will allow developed countries farmers to secure their land property titles. We will then provide them access to latest innovations13, securing and greatly enhancing their yield.

Once cadastral data retrieved, we will then extend to developing countries. Our first goal being to cure their agriculture’s real estate from corruption14, through our blockchain registry***.

At this point, we can make sure they have access to the adequate crops and technology. For those who could not afford to pay, Fieldcoin will offer long-term leases.

The opportunities offered by Fieldcoin’s platform are unlimited, thanks to its digital cadaster and the tokenization of assets. Putting back the decisional power between the user’s hands, it will allow decentralized crowdfunding humanitarian initiatives to birth.

Help us secure tomorrow

Our top priority is to make food supply a secure, qualitative asset, accessible to anyone.

To make sure that we do not have to wait any other crisis to realize on how febrile foundations our consumption model is relying, help us take back control on our farmlands.

You can either choose to support us financially by purchasing Fieldcoin Tokens (FLC) directly through our ongoing presale, or simply share your presale referral link along some information on the project.

Else, if you are wishing to invest of your time or further discuss the project with the team, I invite you to reach us via our Telegram.

Here are some useful links you would also like to review :

Sources :

Written by Alexis Brand

THE KUAILIAN ECOSYSTEM BRINGS US CLOSER TO THE MOST ADVANCED BLOCKCHAIN-BASED AUTOMATIONS

Cryptocurrencies have been with us for more than 10 years and since the publication of the Bitcoin White Paper, blockchain technology has not stopped evolving. At the same time, the way of working to obtain returns has also undergone a drastic evolution. It has been a long time since an individual user could mine with his computer and get rewards. The evolution of technology and the emergence of large competitors worldwide has now made blockchain investments profitable only for large players in the system. That is why today we present to you: the Kuailian ecosystem.

 

What is Kuailian?

Kuailian is a company that offers us a complete ecosystem of tools to access the world of cryptocurrencies (buying and exchanging cryptocurrencies in its crypto bank), in addition to managing services based on blockchain technology without the need for great knowledge and without having to face large disbursements to acquire the necessary technology for it.

Kuailian is a company registered in Estonia, which together with Switzerland is the country in Europe that has the most developed legislation to protect businesses of cryptocurrencies, blockchain technology and its users.

 

The fundamental characteristic of Kuailian

Although it is indeed very difficult to select a single characteristic that defines a complete ecosystem such as Kuailian, it could be argued that its main differentiating value compared to the competition is its strong commitment to honesty and transparency through – precisely – the tools that blockchain technology enables us.

All the operations carried out by the company can be consulted in real-time. You can spend as much time as you want to track all of those operations (remember that blockchain records are public) and make sure that cryptocurrencies are working and generating results.

Besides, you can consult the legal records of the company in Estonia.

 

Smart Pool and Proof of Stake

Not all cryptocurrencies are like Bitcoin (Proof of Work), which to mine it requires huge electrical expenses and powerful equipment that are out of date in months. In other cryptocurrencies, to validate operations, you have to be in possession of a predetermined amount of said currency (Proof of Stake). Under this principle, it makes a lot of sense for a leading and market-savvy company like Kuailian to help us by creating large cryptocurrency exchanges that entitle you to validate trades (and collect rewards for it).

But technological evolution does not stop (and neither does Kuailian’s evolution). The most modern and powerful networks use new consensus protocols. Many people already know that Kuailian works with Master Nodes, which in summary are validators of high-performance operations and one of the main products they work with, but today in Kuailian different consensus technologies are supported such as: PROOF OF STAKE, DELEGATED PROOF OF STAKE, THRESHOLDED PROOF OF STAKE, MASTERNODES, PROFIT SHARE, PROOF OF AGREEMENT, PROOF OF HISTORY, PROOF OF AUTHORITY, TENDERMIT, HIGHWAY, BYZANTINE FAULT TOLERANCE (BFT), NON-BFT, SHOW, MULTI-BFT BFT, ASYNCHRONOUS BFT – FUTURE CASPER AND OUROBOROS.

This is where Kuailian’s ability to make something that would otherwise be inaccessible to ordinary people accessible. Both for the amount of cryptocurrencies necessary and for the knowledge required to deploy it. Thus, Kuailian uses a 1000-day long-term staking strategy and simple way staking (Stake / Unstake), which will be incorporated shortly.

Automations of Kuailian

Kuailian has grouped and divided the Master Nodes so that they are accessible to all. They offer us the possibility of accessing a part of the rewards generated by their Smart Pool.

Next, we explain how -simple- the entry process to Kuailian is.

  1. Create a Kuailian account.
  2. Complete the KYC (since we are talking about a company legally registered in the European Union) and pay the registration fee ($ 50.95 paid in Ether).
  3. Buy the Kuais we want, at the price of $ 100 each (paid in Ether). A Kuai is not a token and it is not a cryptocurrency, it is the unit of measurement of the staking capacity of a license to operate the software, for 1,000 days. The more licenses, the higher returns.
  4. Indicate the Ethereum wallet where we want to collect the daily distribution of benefits.

The way of organizing with the Kuais is interesting. On the one hand, it is accessible to everyone due to its low cost, and, on the other hand, users’ contributions are channeled to the Smart Pool, which is nothing more than the own system that Kuailian has developed, to simultaneously manage all the cryptocurrencies contributed by the users to create the Master Nodes. Dual purpose, as this ensures that new Master Nodes can be deployed each week through the acquisition of new licenses (either from new users or from existing ones).

All contributions are managed by a Machine Learning system, which analyzes the most profitable and liquid cryptocurrency market and Master Nodes, that is, that their rewards can be exchanged for Bitcoin and, in turn, to Ether. The system rotates towards them, thus maximizing the total efficiency of the ecosystem.

Finally, it should be noted that the benefits generated by our contribution to the system are distributed daily. This is a great advantage, we are usually used to dealing with heavy interfaces that require us minimum figures to be able to make a withdrawal, delays until payments are processed or even depend on an authorization … to have your own money! Kuailian, in its clear commitment to transparency, offers us its own system programmed by its team, a Dispersion Smart Contract developed on the Ethereum network, which distributes the benefits among users daily and without the possibility of cheating or errors ( in fact, the contract can be reviewed in any explorer for the Ethereum blockchain).

Extra: Both the Smart Pool and Kuailian Bank and the rest of the services have an affiliation system, by which each referral who becomes a user of Kuailian, will generate profits for the one who was its host.

 

Kuailian Bank and the next innovations

In its determined commitment to create a complete ecosystem, Kuailian has developed agreements to provide financial services. Currently “FIAT” coins can be deposited and exchanged for cryptocurrencies, but in the near future they plan to add a wallet and debit card to complement it, in addition to digital payment terminals among other financial services.

For its part, the Smart Pool will also grow and develop new options, such as high- frequency trading (HFT) and arbitration systems; all this through the same artificial intelligence system that governs the ecosystem.

A growing ecosystem

Kuailian is not just a financial ecosystem, it goes much further, just like blockchain technology does. Kuailian’s main objective is to bring existing market resources based on blockchain technology closer together, to make them more efficient, more transparent and with a user experience never seen before. Very soon the Kuailian Travel ecosystem will be added, the first service that will be outside the company’s “financial” sector, and that will open the door to the arrival of new market resources that will make the company a benchmark in the blockchain world.

 

Conclusion

If you are looking for a company that makes your entry into the world of blockchain and cryptocurrencies more accessible … Kuailian is your best ally.

Official links

 

Silk Road Coin Presentation by LGR Group

The time is past when tossing a single coin was already an added value. There are currently hundreds of coins and thousands of tokens in the world of cryptocurrencies, and therefore when a company wants to succeed it must offer not just one coin or one token, but an entire value proposition for an entire ecosystem. This is the case of the proposal that we bring today: Silk Road Coin by LGR Group.

 

What do we understand by Silk Road?

Before going in to talk in-depth, we must be clear about what we are talking about when we talk about Silk Road.

Silk Road, within the world of cryptocurrencies, refers to the first and most mythical online market with bitcoin. It sold absolutely everything, including drugs and weapons. That adventure of eliminating intermediaries ended with the founder (Ross Ulbrich) sentenced to life in prison in the United States and with a great controversy on a subject that has subsequently been debated in other tools: is the provider of a tool the culprit of what people do with it?

But no, when LGR brings us Silk Road, it does it from a more classic sense. The term “silk road” comes from the Renaissance, in which Marco Polo’s travel books describe the silk road as a great trade route that starts in China, croses all of Asia and all of Europe, and reaches most important ports in Europe, such as Venice at that time.

This is precisely the objective of LGR, it seeks to create a banking platform that will connect all the countries that are crossed by this historic trade route.

What is LGR Group?

LGR Group is a company founded with headquarters in Belize and specialized in banking and trade services and gold (in all its business lines).

Currently its core business is the gold trade, from producers (especially in Africa) to distributors or transformer refineries. It also has a major branch of commodity trading, thanks to its contacts in the Middle East oil sector.

In recent times they also have cryptocurrency exchange activities for high volume (OTC) clients.

And in the near future its big bet is the Silk Road Coin and Banking Platform.

 

What is Silk Road Coin?

Silk Road Coin is the cryptocurrency backed of the future cross border money movement and crypto banking services platform between Silk Road countries that aspires to unify all the countries that the Silk Road travels, forming a common market and with access by all of them under the same currency. It is interesting to remember that we are talking about 65 countries including China and many European countries, accumulating up to 1/3 of the total world population. Achieving the challenge of unifying them economically is a dream, which can be very profitable. And that it has the endorsement of the main Asian commercial organizations involved.

The objective is to help increase the wealth of nations and the standard of living of their citizens through trade.

On a technical level we are talking about a currency built under the Waves blockchain, one of the fastest, safest and most decentralized blockchains in the world. This is done to allow smooth operation and to not be affected by network saturation, as is often the case with the Ethereum network. Initially, we are dealing with a “coin”, which has its price linked to the euro (although in ICO it is cheaper).

The value proposition for Silk Road Coin includes reputable international trade professionals working towards those who initially acquire SRC tokens:

  • Cross-border payments between the member countries.
  • Interconnection of banks and financial systems of the member countries.
  • Crypto-banking services:

◦ Exchange from fiat to crypto and vice versa.

◦ Credit card.

◦ Cryptocurrency loans and deposits.

◦ Currency exchange for goods and smart contracts.

In this way, those who initially choose to be part of SRC will see how LGR experts analyze dozens or hundreds of projects and give way to the most powerful ones, thus having access to investments (and returns) that until now were only reserved for the private sector OTC.

 

The Silk Road Coin ICO

As best is “lead by example.” SRC was created under the Waves blockchain, so there was no need to host a typical ICO, in a typical exchange. Firstly, for the associated costs it has, but above all for the dangers derived from the centralization of the point of sale. You are exposed to attacks, robberies and hacks.

Therefore, this phase of the ICO is carried out in the form of a decentralized exchange on the Waves blockchain.

To do this, you just have to install the Waves DEX, and from there we go to the “trades” tab, and look for the SRC token identifier: CjhHBGdQycCgmP4vRoWvEL1SLzSUw5d2gwVs4fR84DBU. With this we can perfectly identify the token in the market and accept the sale offer or make a new offer, always in a decentralized exchange format as we have seen in other exchanges that exist outside of ETH where their tokens can be traded.

Other forms of purchase involve currency exchange, so it is best to go directly to the ICO page on the LGR Group website.

Here are some of the technical details of the token and the ICO:

  • Total offer: 1,000,000,000 SRC tokens.
  • Soft cap: 100,000,000 SRC tokens.
  • Hard cap: 500,000,000 SRC tokens.
  • Price: at 1 EUR. ICO price 0.90 EUR
  • Deadline: the ICO ends on April 30, or when the soft cap is reached.

 

Conclusion

If you are looking for a complete ecosystem managed by professionals, Silk Road Coin by LGR Global is a great investment opportunity.

 

Official Links

 

 

 

WorldMarkets continues with the success of its trading artificial intelligence

Today we live in the information age, and access to information is unlimited. And that produces the paradox of misinformation. That’s why it’s more important than ever to have someone to trust, with access to truthful information and advanced tools for any activity related to the investment. This is the case of worldmarkets.com with its investment based on trading with AI.

The main point of WorldMarkets

Today, the most interesting feature of WorldMarkets is, without a doubt, its trading system based on artificial intelligence (AI). It started as a gold and silver price monitoring system, and they have evolved it over time until it became a complete system.

With their AI tool they can help their clients to invest without having to spend hundreds of hours searching for the right utility and potentially investible assets.

The process is quite simple, first you have to create an account in WorldMarkets. You should keep in mind that, being a real company with licenses to operate, they have certain limitations by countries (international embargoes to countries like North Korea, for example). Then the deposit is made in the desired currency, admitting a lot of means of payment, which include traditional currencies and the most important digital currencies, of course Bitcoin and some more.

Once we have a balance in our account, we have to configure a couple of options such as the level of risk and the moment our money will begin to be operated by the artificial intelligence (AI) based trading tool. We can stop it at any time and withdraw the profits whenever we want.

Two of the most interesting features of this trading system is that we have operating compound interest from the first moment (the benefits begin to be automatically reinvested as soon as they are collected, so that they generate more benefits on them). The other interesting feature is that WorldMarkets will only charge you commission on benefits, operations that do not yield benefits will have no commission.

 

Main advantage of trading with AI: its profitability

When you talk about investment, the main characteristic in which potential investors are focused on is, obviously, the profitability that a system or product is capable of producing. And this is one of the great strengths of the system: its long-term profitability.

The AI trader operates with artificial intelligence 24 hours a day and 7 days a week, identifying satisfactory operations or arbitrations between exchanges.

The system began operating in February 2017 and today, when 3 years of system life are reached, we have an average return of 21.77% per month. A very high and very interesting result, since it barely has months “in red”, and the months “in green” weigh much more in the total.

With these figures, results (with compound interest) of + 481% during 2017, + 647% during 2018 and + 718% during 2019 have been consolidated.

The big difference that WorldMarkets offers us with its automated trading system with AI is that the results are audited and verified by external companies, having a monthly report with the operations and results of the corresponding month. This increases customer confidence through transparency. 

Other advantages of trading with AI from WorldMarkets

Security is one of the main concerns of WordMarkets, so the access account is protected with an encryption system, 2FA access and all kinds of modern protections. But, in addition, the trading operation itself is also protected against system failures, since it has implemented scientific and statistical methods to control the risk margins of operations and thus protect the profitability and duration of the entire system.

 

The other great advantage that WorldMarkets offers us is its generous affiliation system. By which we can act as ambassadors for the company, since they share with us 50% of the commissions generated by a client that we have brought to the platform. Recall that WorldMarkets only charges commission for trading operations that are beneficial to the customer, so it will be with those operations with which we will prosper all the members of the system, thus collaborating with it to be sustainable and profitable over time.

 

Other services offered

With their long experience in the bullion market, they offer us to buy and sell coins or bullion of the main raw materials and precious metals. In addition to remote investment (without owning the good) and even vault services: a vault or remote safe where your gold bars are stored in exchange for a small commission.

They also allow us to operate in the cryptocurrency market through their associate BitMex.

Finally, and as a sign that they are a very complete portal, they allow us to train in the world of trading at no cost with an interesting video section. Remember: information is power.

 

Conclusion

If you are looking for an easy and profitable investment intermediation service, WorldMarkets is a very interesting idea. And especially through its flagship product: the profitable investment vehicle based on AI for trading.

Official Links

  • Web: com
  • Contact telephones and offices by country: Contact

MYTVCHAIN.COM RECORD GROWTH FOR THE FIRST BLOCKCHAIN WEB TV PLATFORM DEDICATED TO SPORTS CLUBS AND ATHLETES.

MYTVCHAIN.COM  RECORD GROWTH FOR THE FIRST BLOCKCHAIN ​​WEB TV PLATFORM DEDICATED TO SPORTS CLUBS AND ATHLETES.

 

Sophia Antipolis (France) and Singapore: The first web TV platform dedicated to sports clubs and athletes opened in October 2018 and has already won over 33,000 users and web TV channels for sports clubs in more than 50 countries, with over 1.5 million visits in the first month of the year alone. The company had already announced, in September 2019, that the channel “Sport in France” launched on the initiative of the French National Olympic and Sports Committee (CNOSF), had joined the platform to develop the promotion of all disciplines, all federations and their clubs.

The company is developing its blockchain-based technology by allowing users to share their storage space and bandwidth. The MyTV token will be used to remunerate not only the users and the community in these shares but also to remunerate the users who will share the contents of their clubs on their social networks. Once the MyTV tokens have been earned, users will be able to make donations to their favorite sports clubs or even buy services such as subscriptions to channels or access to exclusive content via token.

With a community of several thousand users and fans, the company is under a private sale of its MyTV tokens which will close the 28th of February and offers discounts. The conditions of sale are available on https://mytvchain.io/press. Participants can register and create their wallet at https://ieo.mytvchain.com/press. If the sale of MyTV tokens does not reach the targeted € 8 million  an IEO (Initial Exchange Offering) will take place from February 29 to March 27 on the Latoken and Vindax exchanges.

MyTVchain offers a 10% bonus or any MyTV token purchase on its platform using this referral: https://bit.ly/2PDbdaD

Xavier Gesnouin, President of MyTVchain specifies that “the growth of the platform in terms of audience allows us to accelerate its monetization with the launch in a few weeks of a set of services for Sports Clubs and Fans, based on MyTV token which will be listed on exchanges after the IEO. Several media groups have contacted us and wish to join us, we will certainly have the pleasure of making announcements soon. ”

Contacts : info@mytvchain.com   @MyTVchain
News contact : press@mytvchain.com   /MyTVchain
Website : www.mytvchain.com   /MyTVchain Official
IEO website : www.mytvchain.io   @mytvchain

 

 

BILLCRYPT FACES THE FINAL PART OF ICO WITH GOOD FEELINGS

The news has reached us that Billcrypt is reaching the final phase of his ICO, with which he intends to raise funds for an ambitious project that we are going to talk to today.

We are going to try to explain carefully what they offer us, step by step, as to some extent it can be complicated.

What problem existed?

For Billcrypt there is a big problem of disconnection between several sectors that should be working together in the blockchain sector. Partly because we have companies that have detected a need for blockchain-based services, or simply at some point need to implement a trust-based solution. And partly because we have the blockchain service providers, which as the sector matures are larger and have greater capacity to provide different proposals. Even more, if we introduce investors to this equation, we realize that they waste a lot of time and money in investigating all possible investment alternatives due to current situation.

Billcrypt’s value proposition

It is mainly a platform. A complete ecosystem that seeks to unify the three involved in the previous section.

Billcrypto is a platform that interconnects different blockchains making them interoprative with each other. This interconnection works with certain common characteristics.

Companies and start ups are going to have basic packages which let them to create operational blockchains to handle themselves. From this point, they can develop their own products or hire the team of experts with the specific characteristics they need.

Investors in turn will be able to have access to the financing of these projects with certain criteria of transparency and access to information in order to make their decisions.

And this is where, from our point of view, is the true innovation of this project. The interconnection of all the agents involved is done through 2 new concepts mainly: BR (blockchain representative), ViP (Virtual Image Part).

BR: Blockchain Representative

Representatives are the key figure in this ecosystem. In fact, representatives have access to project information, and can prepare their reports or have certain conclusions about the projects.

His job is to prepare reports and advice both companies that have blockchain developments. In addition, above all, regarding potential investors. These investors are going to advice on possible investments, and they will do well, because the possible remuneration depends on it. So they want to do it well because they are putting their reputation at stake. And that is the key, the reputation.

ViP: Virtual Image Part

This is where the reputation key comes from. Each of the BRs will be encoded with a token. We would say that your reputation is quantified and that way you can increase or decrease in value according to your successes and as reliable as they are.

In this way, investors can turn to them when choosing correctly the project in which they invest. They can compare the value of the VIP of the various BRs, and hire the one they deem appropriate, and then evaluate their ability to continue modeling the ViP of that particular BR.

Each BR has a great motivation to do a good job and be valued and also be able to charge more for their work, of course.

Therefore, we have already built the basic mechanism that will make the system works; nobody wins by not fulfilling their obligations.

Their Token and the ICO

The Billcrypt system interconnects blockchains based on Solidity, the programming language of the Ethereum network smart contracts. The BILC native token with the following characteristics will be used for this operation:

  • Name: Billcrypt
  • Symbol: BILC
  • Technology: ERC-20 token
  • Total amount: 152,000,000
  • Partition: up to 8 decimals.

We have two ways to acquire BILC tokens.

They can be acquired during the ITO phase of the project, in which you can send ETH to the platform’s smart contract, and immediately receive the tokens at the address from which the payment was made.

On the other hand, tokens can be obtained by collaborating with the project and with the popular “bounty”. For which we will have to register on the page and access the jobs and tasks they have available.

Summary

If you are looking for a place to invest or to make a career as an analyst, this may be your place.

Official links

Facebook: https://www.facebook.com/groups/BILLCRYPT/

Introducing Stronghodl: An Effective, Easy-To-Use Cryptocurrency Stainless Steel Backup Tool

Providing Old-Style Security for New-World Wealth

Singapore – Justhodlcoin, a Singapore-based company that specializes in cryptocurrency hardware wallets, is pleased to announce that its latest innovation, Stronghodl, will be launched on Kickstarter on November 9.

Justhodlcoin recognizes that although cryptocurrency is the way of the future, security is a common issue, and for that reason the company is on a mission to provide an effective solution for those security risks.

“If you have trouble remembering your recovery phrases and private keys and have to write them down, that’s not a good solution,” says Justhodlcoin founder QH. “Paper degrades, ink will fade, and you’re seriously putting all your digital assets at risk. That’s why we came up with Stronghodl, the perfect crypto wallet backup.”

An ultra-effective stainless steel device, Stronghodl is compatible with any non-custodial wallet that uses BIP39 recovery phrases. It involves no third parties, and includes more than 300 letter tiles, a privacy screen, and an Allen Key for fast and easy set up. Set up requires just three simple steps:

  1. Remove safety screw
  2. Remove the metal plate
  3. Insert your 12 – 24 seed phrases

Made from grade 304 stainless steel, the device is fireproof, waterproof and shockproof. It can also be locked up with a padlock for added security.

Extensive prototyping has been conducted on Stronghodl. The manufacturer has been lined up and is ready to proceed, but the company needs help to raise the funds necessary for manufacturing, marketing, and distributing on a large scale, and for this reason has set up a Kickstarter campaign.

“We’re proud of what we’ve accomplished, and are the first to develop this type of product in Singapore,” says QH. “We really need to get the word out to all crypto enthusiasts, so would appreciate your help with that.”

Early backers will receive some exclusive rewards that include special early bird pricing savings of up to 32%.

“By giving us your support, you’re ensuring that your digital assets will be safely protected for generations to come!”

(Insert video https://www.youtube.com/watch?v=rlXnmaPWTmQ )

About the Company 

On a mission to provide access to innovative products that store cryptocurrency securely, Justhodlcoin also strives to educate customers on the industry best practices for keeping their digital assets safe. Their genesis product is Stronghodl, a cold storage crypto wallet backup tool made of SUS304.

A registered company in Singapore, Justhodlcoin was founded by QH who holds a computing degree (First Class Honours) from the National University of Singapore. He is, concurrently, the business development manager of his family business where he spent 6 years in the mechanical engineering and metal fabrication industry. He was inspired to found Justhodlcoin after almost losing his MEW private key written on a piece of paper.

To support Stronghodl or to access more information, visit the website at https://justhodlcoin.com/ or Kickstarter.

Media Contact
Contact name: QH
State & City: Singapore
Tel #: +65 89038422
Email: hello@justhodlcoin.com
https://justhodlcoin.com/

Disrupting The Worlds Biggest Investment Market

Max Property Group Brings Innovation and Transparency To Real Estate

Despite being the most valuable asset class in the World[1], the technology underlying the real estate investment market has remained largely unchanged for decades. Max Property Group, a real estate investment company in the Netherlands, having suffered antiquated practices and outdated technology first hand, has developed a platform with the potential to rock a US $228 trillion market.

The World’s Most Valuable Asset Class

In 2016, the Savills World Research team calculated the value of all global property at US $217 trillion total.  In 2017, their research showed that global asset price inflation had grown by 5 percent to US $228 trillion[2].

To put this in context, real estate is a more valuable asset class than all the stocks, shares and securities in the world combined, as well as all the gold ever mined throughout history.

Yolande Barnes, head of Savills World Research, said, “Real estate is the pre-eminent asset class which will be most impacted by global monetary conditions and investment activity and which, in turn, has the power to most impact national and international economies.”

In other words, the real estate investment market has the power to affect the entire global economy.

Given the enormity of this asset class and its potential impact on literally the world’s finances, it is peculiar that it has not been more subject to disruption by the wave of startups and technological advancements that have emerged in recent years. In fact, real estate technology, with the possible exception of rental listing platforms, has not advanced significantly in decades.

Entry barriers

In addition to its sheer size, few asset classes deliver passive income and capital appreciation levels comparable to real estate, but similarly few are subject to the same entry barriers.  These barriers can include access to banking, credit scores, finance, cash requirements, and reliance on industry professionals.  This is particularly applicable to cross-border investment, where anyone planning to invest in another country will most likely have to make international trips, go through several middlemen and navigate foreign languages, laws and cultural practices.

Lack of transparency

The lack of transparency in the real estate market is reflected in the fact that, according to the United Nations, money laundering can reach up to US $2 trillion a year, of which a significant amount is laundered via real estate transactions.

On a smaller scale, many home owners have experienced issues such as properties with hidden damages, unknown debts, problematic neighbours and a myriad of potential problems that can be obscured.  Title ownership records are often specific to a country or region, making it difficult to ascertain ownership or rights over a property. For example, the majority of U.S. states operate under a land recording system wherein there are no governmental officials to make absolute determination of the property title or whether a title transfer transaction is valid.[3]

This lack of transparency can make almost every element of property investing difficult, risky and time consuming.

Costs and fees

International real estate investments are subject to multiple, varying fees such as: exchange fees, transfer fees, broker fees, legal fees, taxes, etc. not taking into account the cost of consulting lawyers, tax advisors and accountants.

Because of the sheer number of middlemen involved, international real estate investment can be an extremely expensive process.

Liquidity and speed

One of the most significant problems with real estate investing is its lack of liquidity.  When property investors wish to release their cash from their investment, selling a property can take months or even years, often leaving investors with their money tied up.  Even investment funds often have a tie-in period, which means that property investing often means committing cash to a lock-in period of several years.

Similarly, buying and selling a property can be extremely slow. According to a Chinese travel survey[4], 56% of Chinese investors spend over a year selecting a US investment property. In general, it can take six months to find a property and a further six months to complete the transaction. 

Enter Blockchain

Distributed Ledger Technology (DLT), more commonly known as blockchain, is proving to be a major disruptive force in the financial world, and is beginning to branch out into other areas in the financial sector.  One of the industries that DLT could have a great deal of impact on is real estate, and specifically the real estate investment sector.  Blockchain technology can greatly improve, if not overcome, some of the major hurdles holding the real estate market back, making it more transparent, accessible and efficient.

Enter Max Property Group

Max Property Group (MPG) is a real estate company based in the Netherlands with operations in Germany and the United Kingdom.  MPG has been managing property funds since 2016, but its founders, including Munte Immobilien in Germany, have been active in the real estate industry for decades. They also engage in property sales, management and rental activities. Having endured the challenges of the property investment sector first hand, MPG decided to streamline the real estate investment process and has subsequently been developing the Max Crowdfund platform since 2018.

Max Crowdfund is, or will be since some features are still under development, a real estate investment platform where real estate investment opportunities can be listed by developers, purchased by investors, and overseen by authorities.  The addition of DLT means that every transaction is recorded on the blockchain and can be performed almost instantaneously.  Max Crowdfund is one of the first platforms leveraging blockchain technology to disrupt the real estate industry, proving that DLT can be used to modernise the real estate investment market, and open it up to a global audience.

Entry barriers 

Perhaps the biggest disruptive potential of blockchain technology in the real estate investment sector is the elimination of high entry levels.  Historically, property investing has been exclusively for the rich, requiring outlays of tens of thousands of dollars as a minimum, and often going into the millions.

However, the tokenisation of assets has made it possible to split up real estate assets into small parts, thereby reducing investment levels to mere hundreds of dollars.  For example, by placing its own property funds on the Max Crowdfund platform, MPG has succeeded in lowering the minimum investment amount from €10,000 to just €1,000, without affecting investment returns, and are currently working on reducing this to €100.  This means that anyone who has €100 can become a property investor, joining the super-rich in enjoying asset-backed investments with high returns.

This in itself is a game changer for the real estate investment market.  Considering that real estate is the most valuable asset class in the World, currently only accessible to the very wealthy, opening up the market to regular people could become one of the most significant financial events in history.

Improved transparency

Blockchain technology is resistant to tampering and, once an activity has been recorded, it cannot be removed or altered, resulting in an extraordinary level of transparency.

Every transaction that will take place on the Max Crowdfund platform, whether it is an investment transaction, the signature of a rental contract or a transfer of ownership, will be recorded on the blockchain.

The platform will also have a property management feature, so that activities such as renovations, repairs, mortgages and rental contracts can also be recorded on the blockchain.  This way, when investors look at a property, they can access important information such as its repair history, its rental history, its previous sales price, etc. eliminating the need for agents and lawyers, and reducing the risk of deception.

If blockchain technology was taken further and adopted by authorities, it could theoretically lead to a global land registry where all titles are recorded impartially under one, international system.

Costs and fees

By automating much of the sales process, Max Crowdfund has managed to eliminate many of the fees associated with property investment.  Agent fees are eradicated completely as properties are carefully vetted before inclusion on the platform, and all information relating to them is provided.  Access to land registry documents, mortgage information, company accounts etc. are all made available so that investors can make informed decisions without the use of an intermediary.

Automation further eliminates fees such as notary fees, legal fees, accountancy fees etc.  Transactions happen electronically on the platform, without the need for paperwork and are “witnessed” by the blockchain without the need of “official” supervision.  Intermediaries are replaced by technology thereby fees are reduced to relatively tiny amounts.  

Liquidity and speed

Historically, an individual or company would own a property and in order to liquidate it, would have to: list the property with an agent, market the property, wait for a buyer with enough money to buy the entire property, then engage in the sales process which could include structural checks, finance applications, price negotiations, etc.

With tokenised assets, an individual or company owns a share of a property investment product which could be a company share, property bond or brick (a fraction of a physical property) which is represented by a digital token.  Generally, this would be in small units of €1,000 or smaller, and all the information regarding the asset would be available on the blockchain.  The process of selling this asset would therefore require little more than placing it on the platform and trading it electronically, an operation that could take just a few seconds.  

About MPG

Max Property Group (MPG) is made up of real estate professionals with decades of real estate industry experience.  Since its foundation in 2016, MPG has raised several millions of Euros in investment and currently holds assets valued at close to 8 million Euros (as shown in the Q2 2019 financial report).  They currently manage properties in the Netherlands (Rotterdam and surrounding areas), Germany (Lower Saxony region), and the United Kingdom, as well as offering property sales services, running a rental agency and operating an academy that provides seminars and workshops on real estate and blockchain.

The idea for the Max Crowdfund platform grew out of the company’s frustration with the historical barriers affecting their industry, and their inability to find the technological tools to overcome them.  The development of the platform has been successful with all milestones having been met to date.  The platform has tens of thousands of registered users from around the world and is functional on many levels, with more features being added in line with the developmental roadmap.

Investing via Max Crowdfund

High quality property investments are listed on Max Crowdfund, and registered users can purchase them, subject to KYC and AML procedures, via the platform.  Payment for the use of platform is charged in Euros but paid in MPG tokens.  This allows of the transactions to be registered on the blockchain.  MPG tokens have been in circulation since January 2019 and are listed on several exchanges as shown on CoinMarketCap (https://coinmarketcap.com/currencies/max-property-group/).

Max Property Group is currently applying for the relevant licenses from the Dutch Financial Authorities (AFM) to operate Max Crowdfund. Once obtained additional licences for operation in other jurisdictions will be applied for.  As soon as they have been granted, the platform will be opened up to listing third party investment products.  Projects seeking funding will then be able to apply for listing on the platform, and investors will have access to a greater diversity of high quality investment opportunities.

MPG is currently holding an equity round to pay for the final development of the platform as well as the licence applications that will allow for third party listings.  Details can be found on the Max Crowdfund platform.  https://maxcrowdfund.com/en/mpg-security-token

Official links

Web: https://maxcrowdfund.com/
Twitter: https://twitter.com/maxcrowdfund
Facebook: https://www.facebook.com/MaxCrowdfund/
Telegram: https://t.me/MaxPropGrp
Medium: https://medium.com/maxpropertygroup
LinkedIn: https://www.linkedin.com/company/maxpropertygroup/

[1]https://www.savills.co.uk/blog/article/216300/residential-property/how-much-is-the-world-worth.aspx

[2] https://www.savills.co.uk/blog/article/216300/residential-property/how-much-is-the-world-worth.aspx

[3] Blockchain: Digitally Rebuilding the Real Estate Industry by Avi Spielman B.A., Philosophy, 2008 Vanderbilt University https://dspace.mit.edu/bitstream/handle/1721.1/106753/969450770-MIT.pdf?sequence=1

[4] http://downloads.juwai.com/pdf/2018-chinese-global-travel-survey-report.pdf